Our underwriting philosophy is to maximize our return on equity subject to prudent risk constraints on the amount of capital we expose to any single event. This underwriting philosophy runs alongside our adherence to our enterprise risk management strategy and the maintenance of a conservative investment approach which focuses on preserving capital and liquidity.

We underwrite a balanced and well-spread portfolio of primarily short-tail insurance and reinsurance business giving superior risk and return characteristics.

In this way, we aim to create franchise value while maximizing sustainable long-term growth in shareholder value.